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What We Offer
Business / Commercial Insurance
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Taking Care
of Important Things
We are a leading insurance brokerage and risk management firm providing the absolute best in claims advocacy services. We develop innovative and industry-focused insurance solutions tailor-made to protect your business. As your partners you can rest assured that your assets and liabilities are adequately covered so you have the freedom to do what’s right for your business and focus on achieving your long-term goals.
Commercial Lines
Any person or entity that has a financial interest in property should make sure that it is protected adequately by a suitable policy or insurance program. Property Insurance exists in many different forms the most common being for Homes, Commercial Structures and other assets such as Contents, Machinery, Stock and even Fine Art. Have a construction project? – there’s cover for that too. Call or email us to find the best solutions to cover your precious assets.
This policy is extremely important and one that every prudent business owner should have in their insurance portfolio. We all consider covering damage to our assets. But what happens during the time it takes to have things back up and running again? Depending on the damage suffered It may take weeks or even months. This is where Business Interruption (also known as Consequential Loss) Insurance comes in. Following an insured event under your property policy, the Business Interruption policy can respond to a loss of income, wage rolls for employees, rent for a temporary office and other expenses to help you stay in business until you can get back into your home-base.
Casualty insurance protects individuals or businesses from losses from accidents for which they can be held legally liable to third parties for property damage or injury and includes such policies as Comprehensive General Liability /Public & Products, Automobile and Employer’s Liability/Workmen’s Compensation.
Financial/Pecuniary insurance protects business and individuals against risks of financial loss namely loss of income, hold ups on premises and while in transit, losses arising out of employee fraud or dishonesty of your employees.
Our insurance experts can guide you on the available products to protect your business from financial loss be it Business Interruption, Money All Risks/Cash in Transit, Fidelity Guarantee or Bonds.
Directors and Officers Liability
Employment Practices Liability
Professional Indemnity
Our energy specialists are at the forefront of advising energy companies worldwide on the wide range of risks they face. Whether your focus is exploration, construction, production, or refining and marketing – single-location operations, new projects, or a diverse portfolio of integrated assets – our energy experts offer bespoke risk management solutions and energy packages.
The information stored within our servers are our most valuable resource and with the pervasiveness of today’s online market the imminent threat of cyber risks like phishing, ransomware and malware must be dealt with by corporations and online businesses alike.
A robust Cyber Insurance programme catered to your specific needs can protect your reputation and keeps your Clients’ confidential data out of the hands of malicious hackers.As Trinidad & Tobago’s first indigenous Broker, CIC has been at the forefront of developing Insurance Programs for some of the largest companies in the local Aviation and Marine sectors.
We utilize our relationships with our Global Partners to cover a wide range of Clients that require these specialty lines of cover. In so doing our Clients trust us to do what’s best for their business. You can trust us to do the same for you.